Profile
Results-oriented Senior Loan Officer with 11 years of experience in residential mortgage origination, refinance, and portfolio lending across conventional, FHA, VA, and jumbo products. Consistently ranks in the top 10% of regional producers, closing an average of $42M in loan volume annually. Specializes in purchase-heavy pipelines and first-time homebuyer programs that drive referral-based growth.
Work Experience
Senior Loan OfficerMar 2019 - Present
Piedmont Mortgage Partners, Charlotte, NC
- Originated $51.2M in closed loan volume in 2023, ranking #2 of 38 loan officers companywide and exceeding individual quota by 27%.
- Reduced average loan cycle time from 38 days to 24 days by implementing a pre-approval pipeline workflow that cut back-and-forth with underwriting by 40%.
- Built a referral network of 64 real estate agents and 9 builders, generating 71% of new business from repeat and referred clients without paid lead sources.
Loan OfficerJun 2015 - Feb 2019
First Meridian Bank, Raleigh, NC
- Grew personal loan volume from $18M to $34M over three years by expanding into VA and USDA rural product lines, adding 12 new employer-assisted housing partnerships.
- Maintained a 97.4% file-to-close ratio over four years, well above the branch average of 91%, by conducting thorough pre-qualification reviews before file submission.
- Mentored 4 junior loan officers in pipeline management and compliance practices, two of whom were promoted to senior roles within 18 months.
Loan Officer AssistantAug 2013 - May 2015
Carolina Community Lending, Durham, NC
- Supported a team of 5 loan officers managing 80–110 active files simultaneously, reducing processing errors by 22% after redesigning the document-checklist intake form.
- Coordinated appraisal scheduling and title orders for an average of 35 closings per month, cutting average appraisal turnaround from 11 days to 7 days.
- Passed NMLS licensing exam on first attempt and originated 14 independent loans in the final 6 months of tenure, totaling $3.1M in funded volume.
Education
B.S. in Finance2009 - 2013
University of North Carolina at Charlotte, Charlotte, NC
Concentration in Real Estate Finance; Dean's List 2012–2013